15.4 C
Jerusalem
Tuesday, April 21, 2026
type here...
Sample Page
Home Blog Page 155

Night-Time Bus Lines – Kavei Leila

Administrator
-
0
Night-Time Bus Lines – Kavei Leila
Reading Time: 3 minutes

Night-Time Bus Lines Across Israel – Kavei Leila

Hebrew:  קווי לילה

kavei leilaKavei Leila or the night-time bus lines are a country-wide, bus company cooperative of bus routes that start at midnight and end at 4:00am. All fares and discounts are identical to the regular day-time fares.

The Night Lines were implemented in order to provide a safe form of transport for our youth, or anyone who requires it, to return home in the late night hours.

The Night Lines operate daily, in some areas, during school holidays and the summer vacation period. During the academic year, the Night Lines operate on Thursday nights and Saturday nights. These may be subject to change.

The routes listed below are a summary of the general routes and list the main bus stops only. Exact route details and timetables can be found on Kavei Leila’s official site – קווי לילה (only in Hebrew) or on the latest route map below. For more information you can call *8787 from any telephone.

Northern Israel

190 Yokneam – Ha’emakim – Yagur – Nehser – Haifa

191 Yokneam Elite – Tivon – Alonim – Ramat Yishai

192 Daliat El Carmel – Usufiya – Haifa (Dagon)

193 Afula – Ramat Yishai – Alonim – Tivon – Nesher – Haifa

200 Kiryat Motzkin – Lev Hamifratz – Central Carmel – Haifa

205 Tirat HaCarmel – Hof Dado – Central Carmel – Hadar – Haifa

207 Kikar Hahistadrut – Tzomet Krayot – Derech HaAtzmaut – Haifa

210 Bialik – Haim – Motzkin – Yam – Zur Shalom – Ata

Gush Dan & The Sharon

18 Laniado – Netanya Bus Station – Laniado

19 Shai Agnon – Netanya Bus Station – Shai Agnon

221 Rishon Le Zion City Center – Rotchild – Promenade

222 Tel Aviv – Maccabim – Mavo Reut – Modiin Junction – Redding Tel Aviv

229 Kfar Saba – Raanana Junction – Herzliya Bus Station – Herzliay Marina

230 Raanana Junction – Herzliyah Bus Station – Ramat Ha Sharon – Tel Aviv

231 Kfar Saba – Masof Kaplan – Hos Hasharon – Tel Aviv

246 Ganei Aviv – Ramle – Bet Yaacov – Rishon Le Zion – Beach Promenade

273 – Rehovot – Nes Tziona – Rishon LeZion – Holon – Yad Harutzim – Redding Tel Aviv

289 – Holon – Central Tel Aviv- Redding

333 – Central Bus Station Ashdod – Yavneh – Ein Hakoreh Junction – Allenby – Redding

404 – Kiryat Atidim – University – Redding – Tel Aviv Bus Station

405 – Redding – Allenby – Rothchild – Ibn Gvirol – Redding

416 – Masof Hatayasim – Levinsky – Allenby – Redding

418 – Bat Yam – Anna Frank – Rothchild – Levinsky – Allenby – Redding

444 – Ariel Rechov Ramat Hagolan – Rd. No. 5 – Masof Oranit – Glilot Junction – Tel Aviv

463 – Givat Shmuel – Ramat Gan – Givatayim – Redding

466 – Petach Tikva C.B.S. – Ramat Gan – Allenby – Redding

480 – Redding – Arlozorov – Government Buildings – Mamilah Jerusalem

555 – Kiryat Ono – Yehud – Monson – Or Yehuda – Redding

566 – Masof Rosh Haayin – Petach Tikva – Raamat Gan – Redding

610 – Netanya Raziel – Netanya C.B.S. – Redding – New C.B.S. Tel Aviv

Jerusalem

101 – Maaleh Adumim – City Center – Jerusalem Talpiot

102 – Jerusalem City Center – C.B.S.

103 – Neve Yaakov – Givat Hatzarfatit – City Center – Talpiot

104 – Mevasseret Tzion – Government Buildings – Mamilah

105 – Givat Zeev – Government Buildings – City Center – Talpiot

106 – Givat Meshua – Talpiot Industrial Area – City Center – C.B.S.

107 – Humat Shmuel – City Center- C.B.S.

115 – Bet Shemesh – Shimshon Junction – Mahlef Shoresh – Mahlef Harel

222 – Maccabim – Mavo Reut – Modiin – Rd. No. 1 – Redding

480 – Mamilah – Government Buildings – Arlozorov – Redding

The South

111 – Ashdod Tel Hai – Ben Ami Blvd. – Hameyasdim – Lido Beach – Hauragim

114 – Kiryat Malachi Ben Gurion – Menachem Begin – Bitzron Aleph – Ganei Yavneh – Hof Hakeshatot

147 – Lehavim Center – Lehavim Junction – Beer Sheva – Big – Kiryat Yehudit

333 – Ashdod C.B.S. City – Hameyasdim – Yavneh – Tel Aviv – Redding

Kavei Leila Route Map

2018 kavei leila
Image Credit: Kav-Layla.co.il

Israel Banking: Deposit Slip Translation

Administrator
-
0
Israel Banking: Deposit Slip Translation
Reading Time: < 1 minute

Hebrew – English Translation of a Bank Deposit Slip (via the self-service)

Hebrew:  שובר להפקדת כספים בתיבת שירות

Navigating your banking in Israel can be challenging.  For smartphone owners most bank transactions are done digitally on desktop computers or via the bank’s App.  Depositing funds via an App is easy and mostly involves taking a photograph of the check from both sides. There is a sector of Israel’s community however, that do not use the internet or internet accessible services.  They are still depositing funds the traditional way.  If you prefer not to stand in queues and lines for banking, you can deposit checks through an ATM or via the bank’s self-service facility. 

Self-service deposit slips may vary from bank to bank

Click on the image to enlarge

Hebrew English translation bank deposit slip

 

 

Israel Foreign Currency Exchange – Account Translation

Administrator
-
0
Israel Foreign Currency Exchange – Account Translation
Reading Time: < 1 minute

Hebrew-English translation of a typical foreign currency statement from an Israeli bank

Hebrew:פרוט חשבון מטבע חוץ – מט”ח 

With many Israeli banks now offering paperless, digital services, a printed foreign currency statement of account may be something you’ll never see.  But, if you need a hardcopy, the translation we are providing you could be useful.

The actual document may differ slightly from bank to bank.  This one is from Bank Hapoalim.

Click on image to enlarge

You may find these useful too…

 
 

Courses for English Speakers in Israel.

Administrator
-
1
Courses for English Speakers in Israel.
Reading Time: 3 minutes

Study in Israel in English

Universities, International Schools, Academic Programs, Courses & Other Options

Hebrew: לימודים וקורסים בשפה האנגלית

Some of Israel’s university campuses (Image credit – Google Maps)

As a new oleh you may have to consider re-qualifying or upgrading your current qualifications to meet Israel’s professional requirements. or simply, you may just want to study in Israel.

In Israel, there are university and college courses, on-line courses, commercial courses, courses offered by the Ministry of Education and the Ministry of Immigrant Absorption as well as the Unemployment Bureau.

Or, you may wish to start ‘upskilling’ with an online nanodegree from institutes like Udemy or Udacity.

The IDC –  Reichman University

The IDC – Inter Disciplinary Center, now called the Reichman University in Herzliyah offers students a diverse range of high-level academic programs, in English, including:

  • BA in Business Administration
  • BA in Communications
  • BA in Government
  • BA in Psychology
  • MBA in Business Administration
  • MA in Government Diplomacy & Conflict Studies, Counter-Terrorism & Homeland Securities
  • MA in Organizational Behavior

Training Course for English Teachers

Lots of English speaking olim seriously consider English teaching as a new  career.

  • Eligibility to the ongoing programs are only for those with an approved teaching degree and license and after appearing at a Ministry of Education committee meeting. (Depending on demand, we have heard that this condition is sometimes waived).
  • If the teacher is approved by the Ministry of Education they are invited to join a program of courses provided free by the Ministry of Education as part of the process to become a teacher.
  • Courses open dependent on number of Olim teachers and this is also true in regards to location

There are also over twenty teacher training colleges in Israel – most of which will award only a Bachelor of Education (B.Ed.)

Misrad Haklitah – The Ministry of Immigrant Absorption

Misrad Haklitah – The Ministry of Immigrant Absorption subsidizes retraining programs for new Olim who have been Israeli citizens for up to 10 years. You can sign up for this program – called the Voucher Program – through your local Misrad Haklitah representative. The subsidy is dependent on available funding and the number of Olim who apply.

Professional Hebrew Writing Courses

Courses are offered to Olim who are able to speak, read and write Hebrew, however are not yet confident in writing professional and official letters, meeting summaries or official reports.

Technical Writing Courses

If you are interested in entering the world of technical writing, lots of technical and marketing writing companies offer technical writing courses.

English-speaking engineers, programmers, mathematicians and physicists and other techies can put their expertise, experience and English into practice.

Become a Hebrew to English translator

A few years into your Aliyah you might want to consider a career in translation.  Hebrew University and Beit Berl College amongst others, offer courses.

Setting up a Business in Israel

MATI the small and medium business development organization was originally established in 1989 new immigrants set up businesses.  MATI  operates branches country wide.  You can attend one of their many courses or benefit from personal coaching and mentoring.

Local universities & Colleges

  • Technion – Israel Institute of Technology (IIT)
  • Hebrew University of Jerusalem (HUJI)
  • Weizmann Institute of Science (WIS)
  • Bar-Ilan University (BIU)
  • Tel Aviv University (TAU)
  • University of Haifa (HU)
  • Ben-Gurion University of the Negev (BGU)
  • Open University of Israel (OPENU)
  • Ariel University1 (AU)
  • Reichman University (RU

From north to south, there are some 50 colleges and vocational training institutes in Israel.

 

Employment in Israel – 15 Top Tips & Suggestions

Administrator
-
0

Reading Time: 4 minutes

Careers & Jobs for English & Foreign Language Speakers in Israel -15 of the Best Employment Tips

Hebrew: עבודה לדוברי שפות בישראל – עצות וטיפים

israel resume

What might be common practice in your country of origin, may not necessarily work in Israel or be acceptable here. Certain aspects of the job-hunt are unique to this country.  Here are a selection of employment tips by Israeli employment experts.

1. Job Tracking System

Implement a job tracking system for yourself.  It could  be a simple form, a mobile app or other software for yourself but it must include the following details: date, company name, job title/description, contact person, contact details and the source the job listing (LinkedIn, newspaper, website etc.)

2. Language Requirements

Should a job require proficiency in a specific language, submit your resume in that language. If you submit a resume in another language,  it will probably be rejected.

3.  Translate your Resume

Many of the local employment agencies provide on-line tips for writing and examples of resumes.  Follow their advice and incorporate them into your resume.  Once you have compiled your resume have it professionally translated into Hebrew.  It is worth the expense. Submit both copies.

4. Proofread your Resume

Your resume makes the initial impression.  If you submit a resume with spelling, grammar and/or other mistakes, you won’t give a very good first impression.

5. Include a Cover Letter

Your cover letter is critical.   Not including a cover letter gives the impression that you are sending your resume anywhere and everywhere, and not taking the time or energy to apply for that particular job.  Refrain from writing your entire resume in the cover letter. A short introduction highlighting why you are uniquely qualified for the position, is enough.

6. A Well Designed Resume

  • Make sure that your resume is no more than 2 pages and do not use a font smaller than 11 pitch – Arial 11 is recommended.
  • Some sources suggest the use of color – writing the companies names in a different color can make it easier for the potential employer to follow up. If you must, only use one contrasting color.  Remember unless you are a graphic designer, you artistic talents are not going to put you ahead.
  • Send your resume as a PDF document.

7. Education & Work Experience

Education vs Work Experience – what comes first? If you studied at a well known university place that on the top page, however if you studied at an unknown university but your career path is impressive – place  your education at the bottom.

8. Special Awards & Prizes

Mention every prize or award received from previous employers.  Top grades in your studies must be mentioned as well.

9. Volunteer Activities

Include your volunteer activities only if they are relevant to your career and work experience.

10.  Previous Employers

Write a very brief description about the companies you’ve worked for in the past – 2 lines is sufficient.  It’s enough to say ‘Office Manager’  – no need to list that you handled the Petty Cash and ordered the stationery.

11. Job Requirements

Read the job requirements carefully.  The requirements are there for a reason. If you are going to send a resume for a position that is not aligned with your experience, then make sure you include relevant and compelling selling points in your cover letter.

If you have been fired, try to come up with a story for leaving that will not show you in a bad light.

12. Connect Directly

If the job posting stipulate an email address to submit resumes – use it.  Unless specifically stated, do NOT communicate via Social Networks. Don’t expect a prospective employer to find your resume in your LinkedIn or Facebook pages. This is an inconvenience to the potential employer.

These days a potential employer will research you on Facebook, LinkedIn and Instagram.  Make sure there are no posts that could compromise your application.

13. Salary Negotiations

It is suggested not ask about the salary before you’ve had at least an initial interview.  You should make a judgment call here.

14.  The Interview

If you are invited for an interview, be sure to bring extra copies of your resume. Do not expect the interviewer to have a copy.

15. Israel Minimum Wage & Rights of Employees

Familiarize yourself with the Israel Minimum Wage Law and the basic legal rights of employees

Bonus Tip

Pay attention to the name you give to your resume when sending it as an attachment to an email or together with an online submission form.  Here are a few bad examples to illustrate our point:

  1. My CV.docx
  2. Resume – Sept 14.docx
  3. Resume Eng version / Heb version.docx

Now, a good example

Israel Israeli Technical Writer Hebrew Resume October 2021.docx.

  1. Make sure you standout and include your name in the title.  An H.R. person will not be bothered to sort through 20 documents all called ‘Resume’ just to find yours.
  2. Include the position you are applying for.  H.R. companies get hundreds of resumes a day for a variety of positions.
  3. Always try to send a Hebrew resume unless otherwise stipulated (or send both)
  4. Make sure the date is current – you don’t want the H.R. person to think that you haven’t bothered to update your resume in years or even if you did update it, make the effort to update the document name too.  Pay attention to small details.

Disclaimer – Privacy – Terms of Use

Administrator
-
0

Reading Time: 9 minutes

Terms and Conditions for Website Usage

Welcome to our website. If you continue to browse and use this website you are agreeing to comply with and be bound by the following terms and conditions of use, which together with our privacy policy govern Anglo-List.com’s relationship with you in relation to this website.

The term ‘Anglo-List.com’ or ‘us’ or ‘we’ refers to the owner of the website. The term ‘you’ refers to the user or viewer of our website.

The use of this website is subject to the following terms of use:

The content of the pages of this website is for your general information and use only. It is subject to change without notice.

Neither we nor any third parties provide any warranty or guarantee as to the accuracy, timeliness, performance, completeness or suitability of the information and materials found or offered on this website for any particular purpose. You acknowledge that such information and materials may contain inaccuracies or errors and we expressly exclude liability for any such inaccuracies or errors to the fullest extent permitted by law.

Your use of any information or materials on this website is entirely at your own risk, for which we shall not be liable. It shall be your own responsibility to ensure that any products, services or information available through this website meet your specific requirements.

This website contains material which is owned by or licensed to us. This material includes, but is not limited to, the design, layout, look, appearance and graphics. Reproduction is prohibited other than in accordance with the copyright notice, which forms part of these terms and conditions.

All trade-marks reproduced in this website which are not the property of, or licensed to, the operator are acknowledged on the website.

Unauthorized use of this website may give rise to a claim for damages and/or be a criminal offense.

From time to time this website may also include links to other websites. These links are provided for your convenience to provide further information. They do not signify that we endorse the website(s). We have no responsibility for the content of the linked website(s).

You may not create a link to this website from another website or document without Anglo-List’s prior written consent.

Your use of this website and any dispute arising out of such use of the website is subject to the laws of Israel.

Privacy policy

This privacy policy sets out how Anglo-List.com uses and protects any information that you give Anglo-List.com when you use this website.

Anglo-List.com is committed to ensuring that your privacy is protected. Should we ask you to provide certain information by which you can be identified when using this website; you can be assured that it will only be used in accordance with this privacy statement.

From time to time our privacy policy may be reviewed and updated. We reserve the right to make these changes at any time.

Information Collection and Use:

Anglo-List.com collects information about you at various points within our website. We own this information exclusively and it is our policy that we will:

  • Only use personal information provided by you for the purposes for which it was collected and for any other authorized use.
  • Not disclose your personal information to a third party and will take all necessary measures to prevent unauthorized access or disclosure.
  • Ensure that your personal information is not disclosed to other institutions and authorities except if required or authorized by law.

Anglo-List.com collects information about you via HTML form fields or ‘cookies’ that are pieces of information a website transfers to your computer’s hard disk. These ‘cookies’ display IP addresses and are helpful in tracking behavior on our site, in order to enhance our services. However, cookies do not identify any personal information about you whatsoever.

Links to other websites

The Anglo-List.com website links to numerous other service providers and other websites. We are not responsible for the privacy practices of these other websites and recommend you read or request the privacy statements of other websites that collect your personal information.

Reviews, comments and other content

Users of our website may post reviews, comments and other content; as long as the content is not illegal, obscene, abusive, threatening, defamatory, invasive of privacy, infringing of intellectual property rights, or otherwise injurious to third parties, or objectionable and does not consist of or contain software viruses, political campaigning, commercial solicitation, chain letters, mass mailings, or any form of “spam”. In case a user uses a false e-mail address, impersonates any person or entity, or otherwise misleads as to the origin of any content, Anglo-list reserves the right to remove, refuse, delete or edit any content that violates these Conditions of use and, or terminate your permission to access or use our website.

Prohibited Activities
You agree that you shall not host, display, upload, modify, publish, transmit, update or share any information on the Site, that
(a) belongs to another person and to which you do not have any right to;
(b) is grossly harmful, harassing, blasphemous, defamatory, obscene, pornographic, paedophilic, libellous, invasive of another’s privacy, hateful, or racially, ethnically objectionable, disparaging, relating or encouraging money laundering or gambling, or otherwise unlawful in any manner whatever;
(c) harm minors in any way;
(d) infringes any patent, trademark, copyright or other proprietary rights;
(e) violates any law for the time being in force;
(f) deceives or misleads the addressee about the origin of such messages or communicates any information which is grossly offensive or menacing in nature;
(g) impersonate another person;
(h) contains software viruses or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer resource;
(i) threatens the unity, integrity, defense, security or sovereignty of Israel, friendly relations with foreign states, or public order or causes incitement to the commission of any cognisable offense or prevents investigation of any offense or is insulting any other nation.

Any Content and or comment uploaded by you, shall be subject to relevant Israeli laws and may be disabled, or and may be subject to investigation under appropriate laws. Furthermore, if you are found to be in non-compliance with the laws and regulations, these terms, or the privacy policy of the Site, the Company shall have the right to immediately terminate/block your access and usage of the Site and the Company shall have the right to immediately remove any non-compliant Content and or comment, uploaded by you and shall further have the right to take recourse to such remedies as would be available to the Company under the applicable laws.

Termination /Suspension

Anglo-list reserves its right to limit, refuse service, restrict, suspend, prohibit access to the Site, terminate your account and services; (Terminate this Agreement; Terminate or suspend your access to the Web Sites; Move, or remove any product or service that is available on or through the Services; Deactivate or delete your accounts and all related information and files in your account; Establish general practices and limits concerning use of this Site) at any time, in its sole discretion with or without cause, and with or without any prior notice for any violation of the Terms of Use. Upon such termination or suspension, your right to use the Anglo-list Shopping’s Web Sites will immediately cease. Once the User’s registration or the Services are terminated, cancelled or suspended, any data that the User has stored on the Website may not be retrieved later. The User agrees that Anglo-list may under certain circumstances and without prior notice, immediately terminate the User’s user ID and access to the Website/Services. Causes for termination may include, but shall not be limited to requests by enforcement or government agencies, possible legal liabilities, infringing the intellectual property rights of any third party, anything acting inconsistently with the letter of spirit of our policies or harassing our employees etc.

Relationship

None of the provisions of this Agreement, terms and conditions, notices or the right to use the Website by the User contained herein or any other section or pages of the Website and/or the Linked Sites, shall be deemed to constitute a partnership between the User and Anglo-list and no party shall have any authority to bind or shall be deemed to be the agent of the other in any way. It may be noted, however, that if by using the Website, the User authorizes Anglo-list and its agents to access third party sites designated by them or on their behalf for retrieving requested information, the User shall be deemed to have appointed Anglo-list and its agents as their agent for this purpose.

Legal Disclaimer

Though Anglo-list.com makes every effort to stay current with new laws and government policies, please be aware that the information listed on our site may have been subject to change.

In addition, information is prepared for the Anglo-list web site by specialists in a range of subjects, and Anglo-list.com does not endorse the validity of the material that they provide.

Please check with the relevant government offices to confirm that the information provided on our web site is accurate. Anglo-list.com does not take responsibility for inaccuracies on the site or changes to the law.

No Contract; Limited License

Please make sure that you understand that the information provided here is being provided freely, and that no kind of agreement or contract is created between you and the owners or users of this site, the owners of the servers upon which it is housed, any project administrators or anyone else who is in any way connected with this project or sister projects subject to your claims against them directly. You are being granted a limited license to copy anything from this site, provided you advise us of such; it does not create or imply any contractual or extra-contractual liability on the part of Anglo-list.com or any of its agents, members, organizers or other users.

Trademarks

Any of the trademarks, service marks, collective marks, design rights or similar rights that are mentioned, used or cited in the articles on the Anglo-list.com web site are the property of their respective owners. Their use here does not imply that you may use them for any other purpose other than for the same or a similar informational use as contemplated by the original authors of these articles. Anglo-list.com sites are neither endorsed by nor affiliated with any of the holders of any such rights and as such Anglo-list.com cannot grant any rights to use any otherwise protected materials. Your use of any such or similar incorporeal property is at your own risk.

Personality Rights

The Anglo-list.com web site contains material which may portray an identifiable person who is alive or deceased. The use of images of living or recently deceased individuals is, in some jurisdictions, restricted by laws pertaining to personality rights, independent from their copyright status. Before using these types of content, please ensure that you have the right to use it under the laws which apply in the circumstances of your intended use. You are solely responsible for ensuring that you do not infringe someone else’s personality rights.

Jurisdiction and Legality of Content

Publication of information found on the Anglo-list.com web site may be in violation of the laws of the country or jurisdiction from where you are viewing this information. The Anglo-list.com web site is maintained in reference to the protections afforded under the law. Laws in your country or jurisdiction may not protect or allow the same kinds of speech or distribution. Anglo-list.com does not encourage the violation of any laws; and cannot be responsible for any violations of such laws, should you link to this domain or use, reproduce, or republish the information contained herein.

Professional Advice

If you need specific advice (for example, medical, legal, financial, or risk management) please seek a professional who is licensed or knowledgeable in that area.

Headings

The headings and sub-headings herein are included for convenience and identification only and are not intended to describe, interpret, define or limit the scope, extent or intent of this Service or the right to use the Website by the User contained herein or any other section or pages of the Website or any Linked Sites in any manner whatsoever.

Communication with users

Anglo-list reserves the right to communicate with Users regarding this site and User’s use of this site or any product or service purchased by User on this site.

Force Majeure

Anglo-list shall have no liability to you for any interruption or delay, to access the Site irrespective of the cause.

Governing Law

This agreement and each TOS shall be governed by and constructed in accordance with the laws of Israel without reference to conflict of laws principles and disputes arising in relation hereto shall be subject to the exclusive jurisdiction of the courts of State of Israel.

Notice of Copyright Infringement

Anglo-List is not liable for any infringement of copyright arising out of materials posted on or transmitted through the site, or items advertised on the site, by end users or any other third parties. Any complaints, abuse or concerns with regards to content and or comment or breach of these terms shall be immediately informed to the designated Grievance Officer as mentioned below via in writing or through email signed at anglolist at gmail.com

Anglo-list request you to please provide the following information in your complaint so that it may be passed on to the Vendor.

(a) A physical or electronic signature of a person authorized to act on behalf of the copyright owner for the purposes of the complaint.

(b) Identification of the copyrighted work claimed to have been infringed.

(c) Identification of the material on our website that is claimed to be infringing or to be the subject of infringing activity.

(d) The address, telephone number or e-mail address of the complaining party.

(e) A statement that the complaining party has a good-faith belief that use of the material in the manner complained of is not authorized by the copyright owner, its agent or the law.

(f) A statement, under penalty of perjury, that the information in the notice of copyright infringement is accurate, and that the complaining party is authorized to act on behalf of the owner of the right that is allegedly infringed.

Entire Agreement

The Terms and Conditions, together with any terms and conditions incorporated herein or referred to herein constitute the entire agreement between us relating to the subject matter hereof, and supersedes any prior understandings or agreements (whether oral or written) regarding the subject matter, and may not be amended or modified except in writing or by making such amendments or modifications available on this site.

Copyright Notice

Copyright ©2018 Anglo-list. All rights reserved. 
This disclaimer/terms of service notification is subject to change without notice.

For Further Assistance
If you have specific questions, please contact us at anglolist [@] gmail dot com

 

Professional Networking Groups in Israel.

Administrator
-
0
Professional Networking Groups in Israel.

Reading Time: 2 minutes

Join one of Israel’s many professional networking groups.

Hebrew:קבוצות נטוורקינג

employment contract israel

Long ago, the Israelis invented professional networking but called it by a different name.  They called it Protekzia (or Vitamin P as it is commonly known today).

It’s a well established fact that in Israel, if you want something, need to get something done or be accepted into a specialized fraternity or group, the best way is through a connection or with Protekzia.

Some say that if you want to get into a particular unit in the army you don’t do it in the normal way – apply, try out etc.  Your dad’s best friend, Moishe, who fought with him in the Yom Kippur War, is now the Minister of Defense.  Dad will give him a call, he’ll call someone else and organize it.

You need root canal work? Your hairdresser’s brother is a dentist and he is “nehedar” – outstanding – he’ll do it for you and at a good price.  The same is true about getting a job in Israel, do it via your network.

There are many great groups and networks out there.  More and more jobs are being advertised in these groups and networks and in social media and you should be using them too.

These are the  professional networking groups, developed by and associated with the Anglo-list, on LinkedIn

Also, find us on YouTube

SUKKOT & SIMCHAT TORAH

Administrator
-
0

Reading Time: 2 minutes

Sukkot tool-kit. Your guide and resources for the Jewish Holiday of Sukkot – The Feast of Tabernacles & Simchat Torah.

etrog citron sukkot in jerusalem
Blessing the four species in the Mahane Yehuda market in Jerusalem.

Arba’at HaMinim (The Four Species)

The palm leaf, myrtle, willow and citron are grouped together and called  ‘lulav’.  What does each one symbolize?

Building a Sukkah

Complete guide to building a kosher Sukkah from the ground up

Candle Lighting

Hakafot – Sukkot & Simchat Torah

It is customary on Sukkot to encircle bimah with the Four Specie son each of the seven days of the Sukkot holiday and on Simchat Torah.

Hebrew English

Learn new words for Sukkot.  Free word sheet with Hebrew, English and transliteration.

Hol HaMoed Sukkot

Working hours of government offices and public services

Sukkot in Israel

How do things work in Israel over the Sukkot holidays? What public services are open? What are my employment rights? What about public transport – is it available?

Sukkot Jokes & Funnies

Best Jewish jokes, funnies and one liners for Sukkot

Sukkot Parable

There are many elucidations regarding the lulav and esrog. The Midrash says that the four species of the Lulav represent four different types of Jews

Sukkot Recipes

Sukkot is a harvest festival and in ancient times it was the duty of all Israelites to go up to the Temple in Jerusalem.  They would bring with them baskets of fruit and other delicacies.  We commemorate this by eating similar kinds of food during the festival.

Tishrei

Sukkot and Simchat Torah are two of the four festivals during the Hebrew month of Tishrei

Torah Reading

Also

Israel Medical & Health Fund Poll

Administrator
-
0
Israel Medical & Health Fund Poll

Reading Time: < 1 minute

Medical and Health Funds in Israel

WE ARE RUNNING A POLL ON MEDICAL & HEALTH FUNDS IN ISRAEL.  WE ARE LOOKING FOR ANSWERS TO A FEW VERY SPECIFIC QUESTIONS AND A SELECTED AGE GROUP.

We ask you to please take a few minutes of your time and answer the  questions on the left-hand side of this page.

Please try to answer all of the questions.

Each time you answer a question, you will be taken to the “Results” page.

In order to proceed to the next question, please push your browser’s back button (the arrow). Our apologies for this inconvenience.

You can only select one option per question.

Thank you for your time and input.

Navigate Israel’s medical and healthcare system with these useful resources; choosing and registering for a health fund, filling a prescription, the procedure in the doctor’s office, calling an ambulance, family health clinics and lots, lots more.

Mortgages in Israel

Administrator
-
0
Mortgages in Israel

Reading Time: 3 minutes

The Property Market & Obtaining a Mortgage in Israel

Hebrew:     משכנתאות ושוק הנדל”ן

house keys

The mortgage arena in Israel can be challenging. Following is a brief overview of what you can expect.

Applying for a mortgage in Israel

It is strongly advised to get approved for a mortgage before signing a purchase contract. As opposed to other countries where a home purchase can be “conditional upon financing”, a purchase contract for a property in Israel is final once the purchase contract is signed.

It is also important to understand that a bank will approve a borrower based on a percentage of the appraised value of the property. Due to the high prices in many English speaking communities, appraisers can often undervalue properties in these communities. For this reason, it is often recommended to have a property appraised before signing a purchase contract in order to determine exactly how much money the mortgage bank is willing to lend.

Qualifying for a mortgage

Lending institutions in Israel generally approve mortgage applications based on a borrower’s income. A borrower’s assets can contribute to the strength of the application, but the income is a much more relevant factor in approving the mortgage. Borrowers who work in Israel need to provide records of pay slips. Foreign borrowers generally need to provide annual tax statements.

Cosigners and Guarantors (in Israel or abroad) for the mortgage can also be used in the event that the borrower does not have sufficient income.

Mortgage options

There are a number of mortgages options available. Mortgage options are tailored to match a number of factors, including: The currency of your income, place of residency, financial goals, economic outlook and economic standing. Mortgages are available in a number of currencies and are generally available up to a maximum of 30 years.

Mortgage hidden costs

Comparing and choosing the best mortgage option can be challenging. Many mortgages have hidden costs which can significantly increase the cost of the mortgage. An independent mortgage professional can advise you on the most economical option.

Monthly repayments

Following is a table that shows the monthly repayments per 100,000 NIS of mortgage:

      Rate       10 Years       15 Years       20 Years       30 Years
8%  1213  956  836  734
6%  1110  844  716  600
4%  1012  740  606  477
3% 966 691 555 422

Fixed rate or variable interest rate

Most mortgages offered in Israel are variable and are linked to either the Israeli Prime rate, the LIBOR rate, or the Israeli inflation index. Only recently a few banks have begun to offer truly fixed rate mortgages for a maximum of 30 years. Borrowers need to be cautious in insuring that there are no hidden costs or “price floors” in any of these mortgages.

Prepayment penalties

Some mortgage options in Israel have pre-payment penalties in the event that the borrower wants to either prepay the mortgage or sell the property. It is important to clarify with the relevant lending institution if, when and how much prepayment penalties can be.

How much can I borrow?

Israeli lending institutions will generally lend a maximum of 75% of the price of a property directly from a bank. It is possible to borrow a maximum of 90% with mortgage insurance.

Olim Hadashim (New immigrants), Ktinim Hozrim (Returning minors) and Ezrachim Olim (Israeli citizens born abroad)

Olim hadashim are entitled to a fixed rate mortgage up to 15 years after their Aliyah. The mortgage can be taken for a period of between 20 – 28 years. Because the mortgage for new immigrants is rather small, you may need additional sources of funding.

Addition qualifying criteria

There are various other criteria that need to be met in order to qualify for this mortgage;

  • This purchase needs to be your first apartment purchase in Israel.  This applies to both of the spouses.
  • You need to be in possession of a Teudat Zakaut issued by a mortgage bank. (The Teudat Zakaut is document issued by Israel’s Ministry of Housing and Ministry of Immigrant Absorption – Misrad HaKlitah).
  • If you have not yet made Aliyah but have already purchased an apartment , you need to make Aliyah within one year from the purchase date.

Foreigners who wish to purchase property in Israel

The following will also be taken into consideration; collateral, your IDF service, the number of years you have been living in Israel, your age, family status, family size – children, dependents etc.

Mortgages are available to foreigners and can be easily arranged without ever having to come to Israel. These mortgage can be linked to a foreign currency so that individuals can hold their mortgage in the same currency as the income they are earning.

1...154155156...166Page 155 of 166

© 2021 All rights reserved.

More

Popular Categories

Latest Articles